How to Check PF Balance: Simple Guide for Employees

How to Check PF Balance

f you are a salaried employee in India, your employer deducts money every month towards the Employees’ Provident Fund (EPF). This savings scheme, managed by the Employees’ Provident Fund Organisation (EPFO), helps you build a retirement fund.

But how do you know how much money you have in your PF account? The good news is that there are many simple ways to check your PF balance online and offline. In this blog, we’ll explain all methods step by step.

Different Ways to Check PF Balance

You can check your EPF balance through:

  1. UMANG App
  2. EPFO Portal (Member e-Sewa)
  3. Missed Call Service
  4. SMS Service
  5. EPFO Mobile App

Let’s go through each method.

1. Check PF Balance Using UMANG App

UMANG (Unified Mobile Application for New-age Governance) is a government app that lets you access many services, including EPF.

Steps:

  1. Download the UMANG app from the Play Store or App Store.
  2. Open the app and search for EPFO.
  3. Log in using your UAN (Universal Account Number) and OTP sent to your registered mobile number.
  4. Tap on Employee Centric Services → View Passbook.
  5. Your PF balance will appear on the screen.

2. Check PF Balance on EPFO Portal (Member e-Sewa)

You can directly check your balance on the EPFO website.

Steps:

  1. Visit the EPFO Member e-Sewa portal: https://passbook.epfindia.gov.in/MemberPassBook/Login.jsp
  2. Log in with your UAN and password.
  3. Select your Member ID.
  4. Your EPF balance and passbook will be displayed.

3. Check PF Balance by Giving a Missed Call

If your UAN is linked with your mobile number, Aadhaar, and PAN, you can get your balance instantly.

Steps:

  1. Dial 9966044425 from your registered mobile number.
  2. The call will disconnect automatically.
  3. You’ll receive an SMS with your PF balance details.

4. Check PF Balance Through SMS

If your UAN is registered, you can also get your balance by sending an SMS.

Steps:

  1. Send an SMS to 7738299899.
  2. Type the message in this format:
    EPFOHO UAN ENG
    • UAN = Your Universal Account Number
    • ENG = Language preference (use first 3 letters of the language: ENG for English, HIN for Hindi, etc.)
  3. You will receive an SMS with your PF balance and details.

5. Check PF Balance Using EPFO Mobile App

EPFO has its own mobile app called m-Sewa App.

Steps:

  1. Download the m-Sewa app from the Play Store.
  2. Log in using your UAN and registered mobile number.
  3. Tap on Member → Balance/Passbook.
  4. Your PF balance will be displayed.

FAQs on Checking PF Balance

Do I need a UAN to check my PF balance?

Yes, a UAN is required for all online and SMS/missed call services.

Is it possible to check PF balance without internet?

Yes. You can check via missed call or SMS without using the internet.

How often is the PF balance updated?

Your PF passbook is usually updated once your employer deposits contributions.

Can I check PF balance of previous jobs?

Yes, if you have multiple Member IDs under one UAN, you can see balances from previous employers too.

Is there any fee to check PF balance?

No, checking PF balance is completely free.

Final Thoughts

Checking your PF balance is quick and easy. Whether you prefer using the UMANG app, EPFO portal, SMS, missed call, or mobile app, all methods are free and convenient. Keeping track of your PF savings regularly helps you plan your future finances better.

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